Episode

Is Insurance Worth It? Protection or Just Another Expense? Part 2

In this episode, we dive into the stark wage disparity between regions in the Philippines.

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In this episode of The Philippe Soriano Podcast, Philippe sits down with financial advisor Marc Bernardo for an insightful discussion about insurance — is it just another expense, or a vital safeguard for your future?

They uncover the real value of insurance, break down common misconceptions, and explore how the right mindset can change the way you view financial protection.

Whether you think of insurance as a burden or a safety net, this conversation might just shift how you see financial security.

The Host: PHILIPPE SORIANO

A digital strategist, communications advisor, and A podcast host with over two decades of experience shaped by innovation, leadership, and advocacy.

Today, many people know Philippe as a podcaster and commentator. Through his platform, he gives voice to the most important conversations shaping the Philippines. Exploring social issues, economic developments, and the collective path towards a first world Philippines. Philippe's goal is always to bring clarity, depth, and balance to topics that affect both public policy and everyday Filipino lives.

From a self-taught web developer to an advisor to leaders, and now a voice amplifying the nation’s most critical dialogues, Philippe's career has been a continuous process of reinvention, grounded in integrity and a steadfast commitment to the future of the Philippines.

Marc Bernardo

Marc Bernardo is a financial advisor and educator dedicated to helping individuals understand and manage their finances with clarity and confidence. He emphasizes the importance of financial preparedness, risk management, and disciplined planning, showing how insurance and other tools can serve as protection for long-term security rather than just a monthly expense.

Marc believes that financial advising goes beyond selling products—it’s about educating and guiding clients to make informed decisions that align with their goals and capacity. Drawing from personal experience and professional expertise, he helps people build a foundation for a more secure and stable financial future.